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Are you building wealth for yourself or your landlord? 

Have you dreamed of owning your home and being in control of your future and finances to build your legacy here in Tallahassee?  There are new, energy-efficient homes being build in Tallahassee that are priced and designed to assist you in becoming a lifetime homeowner.

What is keeping you from owning a home?  Is it your income, debt, or is your rent so high you can’t save money to purchase a home?  Read on and glance at our income chart to see how close you are to owning a new energy-efficient home!

 

Is your rent higher than a possible mortgage?   

According to HUD the Fair Market Value of a 1 bedroom rental in Tallahassee, Florida is $638.00 per month.  Chances are that if you are paying rent, you are throwing money away on overpriced rent that you could be using to build wealth when paying a mortgage.

Don’t get caught in the cycle of rent.  You can begin your legacy of being a homeowner by working with our team which is HUD certified.

 

You should be paying 30% of your income in rent or a mortgage.

Are you paying more than 30% due to rent that is too high?  Take a glance at the below chart and see what mortgage you could afford if you were not paying inflated rent prices.

 

“You don’t have to go it alone when searching for a way for you to buy a home you can afford.  You don’t have to compromise on a home that will only drain you financially!  We will counsel you on the process, finances, and programs that can assist you in becoming a homeowner for life.”

Oral R. Payne
Graceful Solutions
HUD Cert. Housing Counselor
Tallahassee, Florida
850-322-9986

 

 


 

41% of the households in Leon County earn less than is necessary to cover the basic costs of living.   Graceful Solutions creates affordable housing solutions for individuals, families, and the community.

 

Graceful Solutions addresses the problem of housing insecurity in our community.

We advocate for better housing, provide an education service that is comprehensive to the home buyer, and build & renovate homes.

 

 

Our new construction offers state of the art efficiencies and is compliant with the most recent hurricane grades to ensure safety.  Many preventative measures also are included for water & pest mitigation and all of our floor plans are wheelchair accessible.

      • Eco-friendly   
      • Hurricane Grade
      • Water & Pest Resistant
      • Wheelchair Accessible

 

 

 

Our new construction offers state of the art efficiencies and is compliant with the most recent hurricane grades to ensure safety.  Many preventative measures also are included for water & pest mitigation and all of our floor plans are wheelchair accessible.

 

 

  • FDIC Money Smart Program
  • Home Buyer
  • Reality Game
  • Financial tools to prepare you to maintain your home.
  • Workshops offered for 3 months occurring twice a month for 3-hour sessions.

 

 

Our new construction offers state of the art efficiencies and is compliant with the most recent hurricane grades to ensure safety.  Many preventative measures also are included for water & pest mitigation and all of our floor plans are wheelchair accessible.

                  • Build-Renovate
                  • Education
                  • Advocacy
                  • HUD Certified Team

If you’re spending more than 30% of your income on your housing costs, your housing is not affordable.

Use this Affordable Housing Calculator to find out.

Enter dollar amounts for every field below.
If you’re a renter, enter 0 for “mortgage interest” and “property taxes”.

Total Monthly Household Income: $
Monthly Mortgage or Rent: $
Monthly Mortgage Interest
(if applicable):
$
Annual Property Taxes
(if applicable):
$
Annual Property Insurance
(if applicable):
$
Monthly Utilities $
Your Housing Affordability: